Terms of Use

Effective Date: February 10, 2026 Website:

Welcome to Rizwan The Analyst (the “Website”). By accessing or using this Website, you agree to comply with and be bound by the following Terms of Use. Please read these terms carefully. If you do not agree with any part of these Terms, you must not use this Website.

1. Acceptance of Terms

By accessing, browsing, or using Rizwan The Analyst, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Use, along with our Privacy Policy and Disclaimer. These terms apply to all visitors, users, and others who access the Website.

2. Website Purpose & Professional Disclaimer

Rizwan The Analyst is a blogging and informational platform focused on data analysis, finance, analytics, and business development.

  • No Professional Advice: All content provided is for informational and educational purposes only.
  • Personal Responsibility: While the author is a CA Finalist, the content does not constitute professional financial, legal, or investment advice. Always seek the counsel of a certified professional before making financial decisions.

3. Third-Party Advertising (AdSense Disclosure)

We use third-party advertising services (specifically Google AdSense) to help support this Website. By using this site, you acknowledge that:

  • These vendors use cookies to serve ads based on a user’s prior visits to your website or other websites.
  • Google’s use of advertising cookies enables it and its partners to serve ads to your users based on their visit to your sites and/or other sites on the Internet.
  • Users may opt out of personalized advertising by visiting .

4. Intellectual Property Rights

Unless otherwise stated, all content published on Rizwan The Analyst—including articles, graphics, logos, and tutorials—is the exclusive intellectual property of Jawad Akhtar (operating as Rizwan The Analyst) and is protected by international copyright laws.

  • Permitted Use: You may share links to our content or quote small excerpts provided that full and clear credit is given to “Rizwan The Analyst.”
  • Prohibited Use: You may not copy, scrape, or republish full articles or commercialize any content without prior written consent.

5. User Conduct & Comments

We value our community’s feedback. However, when commenting or interacting with the Website, you agree not to:

  • Post spam, malicious links, or defamatory content.
  • Attempt to gain unauthorized access to the Website’s backend or hosting servers.
  • Use our contact information for unsolicited marketing (SPAM).

6. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Pakistan. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Pakistan.

7. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Website after changes are posted constitutes your acceptance of the new terms.

Contact Information

If you have any questions regarding these Terms, please contact us:

  • Owner: M Rizwan
  • Email: rizwantheanalyst@gmail.com
  • Phone: +92 309 3133061 | +92 302 0734963
  • Address: Multan, Punjab, Pakistan.